Retirement trends show more people choosing phased exits with varying schedules and consulting in retirement becoming common as Savings and Social Security remain uncertain. 401(k) balances have increased in recent years, while auto-enrollment by employers and digital retirement tools are expanding access and planning accuracy. COLA adjustments influence and full retirement ages when individuals retire.
Sources
60+ cited retirement statistics for 2026. Avg 401(k): $148,153 (Vanguard 2025). Median: $38,176. SS benefit: $24,894/yr. 2026 limits: $24,500 standard; $35,750 ages 60-63. Baby Boomers avg: $506,302. Free to cite with attribution to Plootus Research.
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