Capital One Hit with Class Action Lawsuit Over January 2025 ...
Capital One faces a class action following a service outage earlier this month, which allegedly left customers unable to access the funds in their bank accounts.
www.classaction.orgHere are the most recent notable developments I found around Capital One class action lawsuits (including pending/approved settlements and newly reported filings):
$425M “360 Savings” settlement (interest-rate marketing dispute)
- A report notes a deadline to make a selection for how to receive payment is approaching for the $425 million class action settlement tied to allegations about Capital One’s savings-rate disclosures/marketing.[1]
- Separate reporting earlier also described the settlement as involving Capital One customers with a “360 Savings” account within a specified date range and that class members are handled through the settlement process.[5]
$2.4M Fair Credit Reporting Act (deceased credit reporting) settlement
- Another update says the court gave preliminary approval to a $2.4M settlement resolving a class action where some consumers allegedly were incorrectly reported as deceased based on credit reporting disputes, with an exclusion deadline and a final approval hearing scheduled.[2]
January 2025 outage class action
- An update states there’s no class-wide settlement to report tied to the January 2025 outage litigation, and that dismissals mean no collective payout in that matter (while litigation investigations/possible developments may continue).[3]
Newly reported lawsuit (credit card rewards)
- A May 7, 2026 report says a new class action was filed alleging Capital One removed/stripped credit card rewards from certain customers whose accounts were closed.[8]
If you tell me which specific Capital One lawsuit you mean (e.g., “$425M savings interest,” “deceased credit reporting,” “outage,” or “rewards removed”) and your country/state, I can narrow this to the most relevant eligibility dates, claim steps, and current status.